ALM & Risk Consulting

The European Central Bank (ECB) is likely to pivot toward a more aggressive interest rate hiking cycle as the ongoing conflict in the Middle East creates a dual challenge of surging inflation and ... Read →

Vera Lubbersen is a theoretical financial economist specialising in money, banking, and payment systems. She is currently a PhD candidate at Vrije Universiteit Amsterdam, where her research is ... Read →

The authors use real-world data to investigate interactions between consumers and merchants in the adoption and usage of various payment instruments. Read →

The authors assess how the transition towards instant payment schemes and systems affects banks' liquidity needs. Read →

At the time of writing, the details of the US-Iran ceasefire remain unclear. Shipping companies such as Maersk have said they will exercise caution about resuming transit through the Strait of Hormuz. Read →

The European Banking Authority plans to cut back the supervisory reporting burden for European banks as part of a wider efficiency drive gripping rulemakers in the Union. Proposals unveiled today ... Read →

The author investigates how payment card networks provide rebates at a high level, such that competitors cannot profitably enter the market. Read →

The European Central Bank recommended on Friday that mutual funds in Europe should be permitted to invest up to 20% of their holdings in packaged credit from individual lenders, exceeding the European ... Read →

In today’s evolving financial landscape, liquidity management has become a fundamental aspect of banking operations. As financial ... Read →

La Banque Postale has significantly restructured its liquidity buffer over the past year, cutting cash and central bank deposits while increasing holdings of high-quality liquid assets (HQLAs), Risk ... Read →

AI risk enters annual poll in fifth, but firms split over treating it as a standalone risk or a cross-cutting driver ... Read →

Indian banks are scrambling to unwind arbitrage trades between rupee non-deliverable forwards (NDFs) and onshore markets, as the deadline for meeting new onshore end-of-day position limits set by the ... Read →

Ukraine’s Asvio Bank has signed an agreement to take over the customers and assets of the bankrupt Motor-Bank, whose former owner was charged with treason. Read →

GCC central banks boost liquidity, ease capital rules and offer loan relief to help UAE, Kuwait and Qatar banks stay resilient amid geopolitical tensions. Read →

Direct streaming of client pricing for foreign exchange and fixed income assets through application programming interfaces (APIs) is fast becoming the execution channel of choice for liquidity ... Read →

Capital requirements at US futures commission merchants (FCMs) hit a record $49.1 billion at the end of January, with 10 major firms reaching new highs. Read →

On March 27, a single directional block trade worth $1.5 billion in notional printed in an interest rate contract that, just two years earlier, few outside a handful of Chicago-based proprietary ... Read →

That is exactly what the ECB governing council did in the wake of the global financial crisis, only to reverse course later in the year. That episode is remembered as the central bank’s worst policy ... Read →

On April 3, 2026, an agreement was signed on the transfer of part of the assets and liabilities of the insolvent Motor Bank to the receiver ASVIO Bank.This was ... Read →

European Central Bank (ECB) officials have said that euro area banks are adjusting to declining central bank reserves while continuing to rely on favourable market conditions to manage liquidity. In a ... Read →

Banks and financial institutions raised over Rs 5.27 trillion through certificates of deposit (CDs) in the January–March quarter (Q4FY26), marking an increase of over 30 per cent both sequentially and ... Read →